Spend or save?

This is an upper intermediate (CEFR B2, IELTS 6.0) EFL Speaking class about spending or saving money. Students first describe an image of people withdrawing cash from ATMs. Students then describe the last time they did various things involving money. Key vocabulary (spend, borrow, waste, lend, invest, cut) involving money is then matched to the correct preposition. Pronunciation of each verb is then drilled. Students’ understanding is then confirmed in a gap-fill activity. Students then brainstorm common things they spend money on, before discussing their spending habits in pairs or small groups. Next, students discuss ways in which they can save money in different areas (shopping, home, entertainment, transportation). Finally, students discuss their opinions in an agree/disagree activity.