Your Money Matters (Scotland Edition)

Your Money Matters (Scotland Edition) has been designed for use with young people age 14 – 16 in Scotland and covers topics including spending and saving, borrowing, debt, insurance, student finance & future planning.

Funded by Martin Lewis, founder of MoneySavingExpert.com, the original Your Money Matters textbook was sent to state funded English secondary schools in late 2018.

With support from Martin Lewis and the Money & Pensions Service, we have now produced a Scotland edition which can be downloaded here.

A natural extension to the Financial Education Planning Frameworks, the student facing Textbook includes guidance on money management topics such as:

• Saving and spending
• Borrowing
• Good and bad debt
• Risk and rewards
• Insurance
• Investments
• Future planning around student loans
• Tax and national insurance

To provide additional support to teachers there is an accompanying Teacher’s Guide contained within the download which will highlight areas of good practice, provide examples of curriculum integration and showcase additional external support which schools could use to enrich their financial education provision.

You can also download PowerPoint versions of each chapter of the Textbook for you to use in your lessons, or edit and tailor sections of content depending on the age, ability and financial knowledge of your class. The PowerPoints can be downloaded here.

You can find more high-quality resources on the Young Enterprise Resource Hub.